Short-term lending designed for individuals and SMEs. Fast approvals, transparent terms, and capital when you need it most.
Clear products for individuals and businesses, with terms you can understand and a process that respects your time.
Personal short-term loans with competitive rates and flexible repayment schedules tailored to your needs.
Up to ₦5M Apply →Capital for growth, inventory, equipment, and operations, designed specifically for small and medium enterprises.
Up to ₦20M Apply →Quick access to funds for unexpected business or personal needs, with expedited approval and minimal documentation.
Up to ₦2M Apply →A simple, transparent process. Most applicants move from request to funds within two days.
Submit your application online with basic information.
Our team reviews your details and verifies your information.
Receive your approval notification and clear loan terms.
Capital is transferred to your account.
We understand local realities and lend responsibly. Whether you are bridging a cash flow gap or funding growth, we structure terms that work for you.
You will always know your rate, your schedule, and your total repayable before you commit. Loans are secured, which keeps our pricing fair and our process honest.
Our team will guide you through the specific requirements for your situation and loan type.
Salary slips, business records, tax returns, or bank statements showing consistent income over the past 3 to 6 months.
Depending on the loan amount, this may include property, vehicles, or a guarantor with verifiable income and assets.
Creditworthiness is evaluated based on income stability, existing debt obligations, and repayment history. We will let you know exactly what applies to your request.
Apply now and get a decision within 24 hours. No hidden fees, no surprises.
Apply for a Loan →Individuals can apply for up to ₦5M, SMEs up to ₦20M, and emergency capital up to ₦2M. The amount you qualify for depends on your income, collateral, and assessment.
Most applicants receive a decision within 24 to 48 hours of submitting a complete application. Funds typically follow within 48 hours of approval.
Loans run for 30 to 180 days at a flat monthly rate from 5%, depending on the loan. You will see your rate, schedule, and total repayable before you commit.
Our lending is secured. Depending on the amount, collateral may include property, a vehicle, or a guarantor with verifiable income and assets. We will confirm what applies to your request.
A valid ID, proof of income covering the past 3 to 6 months, active bank account details, and your contact information.
No. We are transparent about costs. A one-time arrangement fee and your monthly interest are disclosed up front, with no surprises.
